Who Qualifies?

What is a Hardship?

You owe more than your house is worth.
You lost all your equity.
You can't afford your payments.
You're facing Foreclosure.
You have an adjustable rate.
You have a job loss or other hardship

Change in Employment
Unemployment
Medical Problems
Massive Debt

Adjustable rate
High interest rate
Large monthly payments
House is upside down or has no equity