Do It Yourself Loan Modification Can Save You From Foreclosure!

Hi Steve,

Thank you again. Your modification system is great! It really gives me a good idea where I stand. I am learning as I go and the system enables me to see where I can show just a little less debt, like the "Soft Costs" After all, the soft costs are primarily controlled by me so it also shows me where I need to tighten my budget..
I feel great comfort ( finally) knowing that there is a workable solution. The system lets me see the possibilities of a Loan Modification and I can approach the lender with confidence. Once I officially complete the forms, I will not have to wonder if I qualify. Your system tells the truth, whether or not someone is going to be a good candidate for the Modification Program. So far, It looks good for me, and having that peace of mind, is priceless.

Thank you again... and, if needed, I will definitely contact you for assistance.

Happy Thanksgiving
Pam

Thank you to every one at Mortgage Solutions,
with the use of your system and the incredible support I received from your company I was not only able to save my home, but I also cut my interest rate down to an incredibly low 3.15% for the next 5 years. After the 5 year period my final terms will be locked in on a low fixed rate for an additional 30 years. The best part of it all was, with your negotiation support and proposal documents my lender took a total of $32,000.00 of my principal. I can now afford to keep my home which makes my payments lower than I ever thought possible. I will be forever grateful for the excellent support and service I got from using your Loan Modification Software. You guys bring new meaning to the term "Do It Yourself"!

Sincerely,
Russel B

Dear Mortgage Solutions,
After speaking with several Attorneys and Loan Modification Companies who wanted to charge me over $2500.00 dollars for their services I stumbled upon your site. At first I did not believe that I can get legitimate help for only $119 bucks. After doing some research on your company I called your staff. They did a great job at putting my mind at ease and the information they gave me on the phone was more that I got from people who wanted to charge me an arm and a leg. I went ahead and used your system, and even though I only purchased the $119 dollar plan your staff still gave me great support. After only 6 weeks from the day I submitted everything to my lender, I just received the modification term sheet from my Bank. Would you believe it? They gave me a 28k principal reduction and lowered my payments by over $500.00 per month. Not only that but by using the HUD guidelines your company made me aware I was able to use the PMI to repay my arrearages to become current on my loan. Keep up the great work, I will tell everyone I know about your company.

Santos R

Hi,
After dealing with my bank for over a year and paying a Loan Modification company over $3000.00 dollars to get no where at all, I was ready to all but give up hope and walk away from my home. My finances were in a mess, and my salary had been drastically reduced because of my wife losing her job. Your staff gave me some great advice (before I even purchased anything from you!) and following their advice I was able to get a new negotiator assigned to my file. I then purchased and used your Loan Modification Software to create and edit my entire modification package. I did not get a principal reduction because my bank was not offering it at the time, however I managed to get all of my back payments put on the end of my loan, and I negotiated my interest rate down to only 2.75%! My payments are now lower than they would have been had I had to loose my home and go pay rent. Thank you for showing us how to keep our home!

Maurice M

I first heard about the Loan Modification Station on a CNN Money blog.  Among the hundreds of horror stories from angry and frustrated people who have been struggling to have their loans modified was a single entry from a satisfied Loan Modification Station customer who had been successful in negotiations with his own bank.  I checked out the Loan Modification Station website, and I was very impressed.  It presents a businesslike and no-nonsense method of pursuing a successful loan modification, including a detailed proposal, and realistic descriptions what to expect when negotiating with your bank. 

   In short, to get a loan modified, you have to convince your bank that it’s in their best interest to do so.  To do that, you have to put together a complete loan modification proposal in a package that will both expedite the process and impress upon your bank that you mean business.  The Loan Modification Station helps you put together a package that covers all the details, many of which are easy to overlook.

   With their expertise in the mortgage lending industry, the Loan Modification Station knows how to provide struggling homeowners with the ammunition they need to get their banks to get moving on the process.  They provide an extremely important service to those of us who don’t know the ins and outs of the mortgage lending industry – at a very reasonable cost.  Their service is simply excellent, and the package that they help me put together was thorough, complete, and impressive.  My package makes a powerful proposal for a loan modification, including an analysis of the risk that the bank faces if they won’t work with me to resolve my situation to the benefit of all parties involved.  (I never would have thought to analyze the risk to the bank – and that will surely get their attention!)

   About a month after mailing my loan modification package to my bank, I received a letter indicating that they are working on my proposal, will contact me is they need any additional information, and that the process takes 45 – 60 days before I can expect a decision.  I’m very impressed that they didn’t indicate that the package was lacking for any kind of information.  It was a complete and compelling package, and it got my bank’s attention.

John B

Dear Mortgage Solutions,

I am writing today to let you know how glad I am that I found you and your services. After almost a year of going back and forth with Wells Fargo for our Loan Modification and getting turned down twice, I found your site. By the time I had found you my home was seriously in default and my wife was ill with a serious medical issues that were life threatening. Between spending time and resources dealing with her health and trying to deal with Wells Fargo to make them understand the seriousness of our situation I was at the end of my rope. I found your site, and contacted you. From the first contact you were very helpfull and your information that you offered for free was more than I had been able to get from anyone for the past year. I purchased your Do It Yourself Loan Modification program, and expected that I would be on my own from there. I was greatfull that this was far from the case. Steve Fingerman and your staff went far above any of my expectations and held my hand through the entire process with Wells Fargo. At a time when all seemed lost and hopeless your company made it seem a little less hopeless than I thought. The support you gave me was incredible, and I mean that not only in a business sense, but also an emotioal one too. You guys truly do care about saving homes, and it shows in every conversation we had together. After wanting to give up and throwing in the towel, I got a gimmer of home when I recieved a call from Wells Fargo that a negotiator was finally assigned to my file. ( I had been trying to get to that stage on my own for almost a year!) Steve Fingerman and your company was a main reason why we got to that stage. We were then told in the begining of December that our Loan Modification was approved and we would be getting a Loan Modification Proposal from Wells Fargo. We were anxsious and nervous to see the paper work, and it did not show up for several weeks only adding to our anxiety. Finally on the evening of Christmas Eve, I had recieved a knock on the door to find a UPS man standing there with a package. It was from Wells Fargo! So after all hope seemed lost, somehow I made my way to you, and somehow you delivered more than we could have ever expected for just the measly $119.00 you charged me, and now somehow on Christmas Eve I recieved the Loan Modification Agreement and Proposal from Wells Fargo. I truly believe that all the events that lead me hear were nothing short of a Christmas Miracle. Thank you to everyone at your company for Making Our Christmas Miracle happen and saving our home. Using your system Wells Fargo forgave the amounts we were behind and lowered our interest rate dramaticly. Our new payments are affordable now, and I did not have to come up with the $7,486.00 I was behind. Thank you again for all you have done, our family will be forever greatfull.

Joseph P, and Barbara P